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La Roche-sur-Yon
La Roche-sur-Yon | Pays de la Loire

The Soul of

Raw Elegance

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Presented At
€895,000
Bedrooms
4
Bathrooms
1
Living
3,101
SQM
12 features
High Ceiling
Cinema
Office
Stone Countertops
Fitness Center / Gym
Bar
Kitchen island
Terrace
Garage
Garden
Gate
Pool
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La Roche-sur-Yon, Pays de la Loire, France. , La Roche-sur-Yon , Pays de la Loire

MAGNIFICENT PROPERTY IN THE VENDÉE BOCAGE.

Nestled in the heart of a park spanning over one hectare, this property boasts an exceptionally lush and exotic environment, complete with a swimming pool and outbuildings, transporting you to a world of tranquility! Approaching the house, you can already imagine that the interior space will be as impressive as the park you just traversed. The living area is exceptional both in terms of the quality of finishes (travertine flooring, custom cabinetry) and the spaciousness of the rooms: a reception or cinema room of 50 m², a large kitchen-living area, and two additional lounges. Through large bay windows, you will have access to various terraces, either covered by the eaves or basking in the southern sun. The heated pool seamlessly integrates into the landscaped surroundings. The sleeping area will match the day area in both size and quality of finishes:
  • A master suite of 38 m², featuring solid parquet flooring, a bathroom, a marble shower room, and custom dressing;<br/>
  • Three bedrooms with individual showers and dressing areas;<br/>
  • A gym of 44 m² with exotic wood parquet flooring, complete with its own shower and built
  • External thermal insulation of the house completed in 2022 and 2023.<br/>
  • Heat pump (3 zones).<br/>
  • Sanitation brought up to standards in 2022.<br/>
  • Electric gate and pedestrian gate, house under video surveillance.<br/>
  • Automatic irrigation system for the land in 16 zones.<br/>
  • Well.<br/>
  • Obtaining a Planning Certificate for the creation of three buildable lots.
Information on potential risks to which this property may be exposed is available on the Géorisques website: [hidden information]

Exterior

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Property

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Gallery

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3D Street View Tour

Map showing La Roche-sur-Yon, Pays de la Loire, France.

Property Location

La Roche-sur-Yon, Pays de la Loire, France., La Roche-sur-Yon Pays de la Loire

Local Weather & Climate

La Roche-sur-Yon, Pays de la Loire

Current Conditions Updated recently
46 °F
Overcast clouds
Feels Like 43°F
Humidity 81%
Wind 5 mph
Visibility 6.2 mi
Sunrise 6:19 AM
Sunset 6:13 PM
5-Day Forecast
Mon 16 Mar
Clouds
High 53°
Low 45°
Tue 17 Mar
Clear
High 62°
Low 42°
Wed 18 Mar
Clear
High 62°
Low 47°
Thu 19 Mar
Clear
High 58°
Low 43°
Fri 20 Mar
Clear
High 56°
Low 41°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around La Roche-sur-Yon?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (France)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

Market Opinion

Our perspective on current market conditions in La Roche-sur-Yon. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
France offers strong property rights and legal protections for buyers
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $89,500,000 20% down ($17,900,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,691
$7,691/day
Your home may appreciate while you sleep
$53,983/week $233,926/mo $2,807,111/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$49.2M
vs
OWN 📈 +$70.8M
$70.8M Potential Equity
vs $49.2M lost to rent over 10 years
$17.9M Down Payment Growth
4x
10yr
$70.8M
8.1x
20yr
$145.5M
12.6x
30yr
$226.0M
Wealth Comparison
×538
Equivalent to 538 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $226.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
22.4
years
Market-Based
3.14% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $105.4M +18%
Market $121.9M +36%
Optimistic $140.6M +57%
$70.8M est. equity
20 Years
Conservative $124.1M +39%
Market $166.0M +85%
Optimistic $221.0M +147%
$145.5M est. equity
30 Years
Conservative $146.2M +63%
Market $226.0M +153%
Optimistic $347.3M +288%
$226.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at La Roche-sur-Yon, Pays de la Loire, France features 4 bedrooms with 3,101 square feet of living space.
This property offers 3,101 square feet of living space.
This property is listed at $89,500,000, which equals $28862 per square foot.
Based on current market indicators, La Roche-sur-Yon shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in La Roche-sur-Yon, Pays de la Loire. The property is situated in an established neighborhood with convenient access to local amenities and services.
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